Services by Joyanna Insurance
What We Do
Get informed about our products and services to make the best choice for yourself and your family.
LIFE INSURANCE
Affordable Rates Available
Your Family, Your Children, Your Business, Your Charity, will still need money after you are gone.
Life Insurance Comes In Many Options
- Whole Life Insurance
- Term Life Insurance
- Mortgage Life Insurance
- Universal Life Insurance
- Variable Universal Life Insurance
A Quick Overview of Life Insurance
Whether you’re looking for the affordability of term insurance, the lifelong protection and cash value of permanent insurance, or a combination of both, we have options to fit your needs and budget.
With a good quality life insurance policy(s), you can help your family: Keep paying the home mortgage; Maintain their current standard of living; Pay off debts, estate taxes, and final expenses; Create a fund for college education; & Protect their dreams for the future.
FIXED ANNUITIES
Annuities are not “one size fits all” products. However, whether you are just starting to plan for retirement, are fast approaching retirement, or have already retired, an fixed annuity may be right for you.
Give the Benefits of Fixed Annuities Serious Consideration
Annuities are established for the purpose of providing a regular stream of income, typically upon retirement. They can be shaped and sized according to your needs and give you the option to begin receiving the income at a future date or immediately. You can fund your fixed annuity gradually or all at once. Depending on the type of annuity, its value can be tied to a fixed interest rate or the performance of underlying deposit funds.
Utilize Fixed Annuities To Enhance Your Opporntunities
The goal of retirees — past, present, and future — is to always have a source of income. In the past, retirees could rely on Social Security and employer-sponsored pensions as that source of income.
Over the years, much has changed. Today, life expectancies have increased, while the certainty of Social Security and employer-sponsored pension plans has diminished. By all estimates, the next generation of retirees, the baby boomers, will live longer and spend more time being retired than any previous generation.
HAVE AN ESTATE
Always talk to the professionals.
Do-it-yourself estate creation is not recommended, especially if your estate is complex enough to trigger financial, legal and emotional issues among your heirs upon your passing.
Life Insurance For You To Have An Estate
Many people have the idea that they don’t need an estate because their net worth is less than X dollars. Keep in mind, money isn’t the only reason for an estate. You may not be a multimillionaire yet, but if you own a business, have a blended family, have kids with special needs, worry about dementia, or can’t stand the thought of probate delays plus probate fees whittling away at assets you have amassed … well, these are all good reasons to create and maintain an effective estate strategy.
Utilize Life Insurance To Have An Estate
Estate goal setting is an essential part of any strategy. Regardless of your level of wealth, goal setting gives you greater control, privacy, and an opportunity to leave more of your legacy to your loved ones. We can share concepts and strategies, as well as what your options are – for when and if you receive an inheritance. We offer a custom goals – created just for you. Let us become your trusted partner during every step of goal setting because we offer broad range of options.
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Joyanna Insurance wants to help you dream big for the things in your life that matter most. It’s time to re-think your big dreams for Personal Investments in this ever changing… economy.
We want to help you dream big for the things in your life that matter most. For a long time, through all kinds of market changes, Joyanna Insurance has been helping people like you pursue their financial goals. Our private ownership lets us focus on long-term success and stability for our customers.
Learn more about us! Our products can be an important component of your overall financial success — put us to work to determine your needs! ~ Fixed Annuities, Life Insurance, Estate Creation ~
Call Us Today!
407.474.0712